Get the
Smile that you deserve!
National Dental Plan allows you to spread the cost of your dental treatment over affordable, interest free*^ payments and get the smile that you deserve.
To find your closest NDP accepting dentist, please click through to the Find a Dentist page.

Up to $30,000*
Simple application process
Interest free terms available*^!
Easy payments
Covering
the Big things.
zip money The better way to payMake it easier to pay for your dental treatment. | zip money The better way to payMake it easier to pay for your dental treatment. | humm Big Things | ||
---|---|---|---|---|
How to Apply | Apply here | To apply ask in practice | ||
Reusable limit | Yes | Varies by customer | ||
Limit available
| Up to $30,000
| Up to $20,000
| ||
Terms
| Up to 48 months interest free with NDP* Other purchases (outside of NDP) come with a guaranteed interest free period of 3 months on every purchase or up to 5 years depending on retailers’ offers. | Up to 24 months | ||
Interest
| Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. | Never | ||
Payments
| Weekly, fortnightly or monthly
| Fortnightly
| ||
Establishment fee
| $99 | $70 | ||
Additional purchase
| $0 | $45 | ||
Payment processing
| $0
| $0
| ||
Monthly fee
| $9.95/mth account fee, waived if nothing owing at the end of each month
| $8^
| ||
Late fee
| $15
| $6
|
Ask your dentist about NDP or find your nearest NDP participating dental practice

* Zip Money. T&Cs, and credit approval apply. A monthly account fee of $9.95 will apply. A one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
^humm Approved applicants only. Fees and charges apply, including an establishment fee and an $8 monthly fee. Terms, conditions and minimum finance amount applies – see https://www.shophumm.com/au/
. Credit provided by humm BNPL Pty Limited (ABN 28 129 228 966) a subsidiary of humm Group Limited.