Get the
Smile that you deserve!

National Dental Plan allows you to spread the cost of your dental treatment over affordable, interest free payments and get the smile that you deserve.

To find your closest NDP accepting dentist, please click through to the Find a Dentist page.

Up to $12,000

Defer costs up to $12,000 to pay at your own pace, in conjunction with your existing public or private healthcare coverage.

Simple application process

Get pre-approved online, through our app, or in-clinic within 5 minutes. Our sign-up process is fast and intuitive.

No interest ever!

From minor treatments to major surgeries, you’ll never be charged a cent of interest, no matter the length of your repayment plan.

Easy payments

Our flexible plans let you spread the cost of repayment over terms up to 24 months, with maximum monthly fees capped at $8!

the Big and
Little things.

Little Things
Routine fillings, scale and clean, extractions and anything up to $2000
Big Things
Bigger treatments, from smile straightening to veneers, costing $1 to $12,000.
How to Apply
To apply download the humm app or ask in practice
To apply ask in practice
Reusable limit
Varies by customer
Limit available
Up to $2,000
Up to $12,000
2.5 months – 5 fortnightly, 10 weekly
5 months* – 10 fortnightly or 20 weekly
Up to 24 months
Weekly or fortnightly
Establishment fee
Additional purchase
Payment processing
Monthly fee
2.5 month plans – $0
5 month plans* – $8
Late fee

* Purchases need to be over $500 for a 5 month payment plan.
^ Charged at the first of the month. If a monthly fee is missed it will be picked up in the next Direct Debit cycle.
^^ A $2 Little things fee will be charged on all Little things transactions with the first payment.

Ask your dentist about NDP or find your nearest NDP participating dental practice