Get the
Smile that you deserve!
National Dental Plan allows you to spread the cost of your dental treatment over affordable, interest free*^ payments and get the smile that you deserve.
To find your closest NDP accepting dentist, please click through to the Find a Dentist page.
Up to $30,000*
Defer costs up to $30,000* to pay at your own pace, in conjunction with your existing public or private healthcare coverage.
Simple application process
Get pre-approved online, through our app, or in-clinic within 5 minutes. Our sign-up process is fast and intuitive.
Interest free terms available*^!
From minor treatments to major surgeries interest free terms are available.
Easy payments
Our flexible plans let you spread the cost of repayment over time.
Covering
the Big things.
Zip money The better way to payMake it easier to pay for your dental treatment. | humm Big Buys Made Easy | ||
|---|---|---|---|
How to Apply | Apply here | To apply ask in practice | |
Reusable limit | Yes | Varies by customer | |
Limit available
| Up to $30,000
| Up to $20,000
| |
Terms
| Up to 48 months interest free with NDP* Other purchases (outside of NDP) come with a guaranteed interest free period of 3 months on every purchase or up to 5 years depending on retailers’ offers. | Up to 24 months | |
Interest
| Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. | No | |
Payments
| Weekly, fortnightly or monthly
| Fortnightly or Monthly
| |
Establishment fee
| $99 | $70 | |
Additional purchase
| $0 | $70 | |
Payment processing
| $0
| $0
| |
Monthly fee
| $9.95/mth account fee, waived if nothing owing at the end of each month
| $9.95
| |
Late fee
| $15 | $20
|
Ask your dentist about NDP or find your nearest NDP participating dental practice
*Zip Money. 48 month interest free term only available for purchases of $500 or more. Available for approved applicants only and subject to completion of satisfactory credit assessment. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).
^humm. Approval subject to credit assessment criteria. Fees and charges, terms and conditions and minimum purchase amounts apply. Credit provided by Once Credit Pty Limited (ABN 99 112 319 632, Australian Credit Licence No. 386194), a subsidiary of humm group limited.
see terms and conditions
